Financing with Our Dealership
Welcome to Lincoln of Wayne - Ramsey's Finance Department, your auto loan and car lease resource. We're eager to provide financing for your new car, or we can assist in used car financing. Check out our online car loan calculator for an instant car loan rate. Then, proceed to our online finance application.
All types of credit, from good to bad, can qualify for an auto loan. No credit, no problem! We will work with you to secure a no credit car loan if your situation demands it. Lincoln of Wayne - Ramsey has strong relationships and is committed to finding you the perfect car loan company to suit your car finance needs.
Low interest car loans are available for customers with existing loans. We can help you refinance your car loan or adjust the term of the contract. You're just a step away from approved car financing!
We Make it Easy!
Should You Lease Your New Lincoln of Ramsey Vehicle?
Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.
Benefits of Financing
Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.
Flexible Credit Options
Lincoln of Ramsey can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.
Frequently Asked Questions
This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.
Ready to begin?
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Find an Affordable Lease or Loan to Match Your Choice of a Lincoln Model
At Lincoln of Ramsey, we believe that the auto financing process should echo the rest luxury ownership experience. That's why we are here to serve Nanuet NY, Englewood NJ, Yonkers NY, White Plains NY, Paramus NJ, and beyond by making finding an affordable lease or loan as quick and convenient as possible. Our finance team offers white-glove service to work with major lenders to find low rates. We work with you to find the financing you need to comfortably afford the luxury car or SUV that suits your budget best.
Whether you choose to buy or lease, you'll find compelling financing options available to you at Lincoln of Ramsey
If finding the right car is important, then finding the right financing plan for that car is at least equally so. For example, if you're interested in one of our newer Lincoln models, you may wish to consider a lease. This financing avenue can afford you the chance to drive the model you want without worry about maintenance, as Lincoln leases typically coincide with new vehicle limited warranty coverage. On the other hand, if you've absolutely fallen in love with one of the cars for sale at our dealership, and want to own it long term, it may be a smart bet to secure a car loan for financing. With this financing avenue, you'll have the freedom to drive your car of choice for as long as you like, rather than the typical two to three years you'd have with a lease. Of course, if you need a little help deciding, our team of experienced auto financing professionals would be more than happy to assist you.
Come Visit Us at Lincoln of Ramsey & Find Your New or Pre-Owned Financing Solution
Whether you're on the fence about which Lincoln model to bring home, it's never too early to contemplate financing options. Our team can help you become prequalified so you can use that information to your advantage. When you speak with our team, we'll do our best to get you into the right model with the lease or loan terms that make sense for you. Questions? Please contact our team today so we can help set your mind at ease.
Your privacy is important to us.
Lincoln of Ramsey takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.
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Lincoln of Ramsey
66 NJ-17 N
Ramsey, NJ 07446
- Sales: (201) 849-7970
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